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      <title>The EBA Raw Bar</title>
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      <description><![CDATA[Daily in-depth interviews and discussions with the leading employee benefits minds of our time. Giving you the insight and analysis you need to serve your clients. This is unfiltered stuff, hence the name. We talk to them and then push it online so you can listen. ]]></description>
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      <pubDate>Wed, 19 Dec 2007 15:45:43 -0600</pubDate>
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	  		<title>Robert Whiddon</title>
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	  <itunes:subtitle>Employee benefits news and analysis for brokers and consultants.</itunes:subtitle>
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	  <itunes:author>Robert L. Whiddon</itunes:author>
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         <title>The EBA Raw Bar with Anne Lester of JP Morgan</title>
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         <description><![CDATA[Listen in as Lester – managing director for the firm’s global multi-asset group – talks about how trying times are taxing worker retirement strategies as well as what employers can do about it. <A href="http://www.jpmorgan.com/cm/cs?pagename=JPM/DirectDoc&urlname=jpmorgan/am/ia/reloaded">More sophisticated target date strategies</A> are an area Lester says employers can focus on to mitigate the impact of recent participant decisions. 

]]></description>
     		 <author>robert.whiddon@sourcemedia.com (Robert L. Whiddon)</author>
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         <pubDate>Tue, 19 Aug 2008 05:00:00 -0500</pubDate>
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         <title>The EBA Raw Bar with Joe Part of Alltrust Insurance</title>
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         <description><![CDATA[Let's say someone dropped $50,000 in your lap and said go forth and do a better job marketing your group health business. What would you do? Listen in as Part maps out a strategy for making those dollars pay off. ]]></description>
     		 <author>robert.whiddon@sourcemedia.com (Robert L. Whiddon)</author>
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         <pubDate>Mon, 18 Aug 2008 05:00:00 -0500</pubDate>
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         <title>The EBA Raw Bar with George Duczak of the American Worker Plans</title>
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         <description><![CDATA[Duczak's long suit is mini-med, which also happens to be a hot topic for advisers. Listen in as he identifies a crucial area for brokers to watch, as well as an emerging program design that should address some fundamental concerns about the coverage. ]]></description>
     		 <author>robert.whiddon@sourcemedia.com (Robert L. Whiddon)</author>
     		 		 <category></category>
         <pubDate>Fri, 15 Aug 2008 05:00:00 -0500</pubDate>
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         <title>The EBA Raw Bar with NAIC President Sandy Praeger</title>
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         <description><![CDATA[New research from the insurance commissioners shows that employees might be making some bad decisions to cope with economic tightness. Still, there is much for an adviser to do to help employers and employees smartly pinch their coverage pennies. Listen in as Praeger outlines just a few. ]]></description>
     		 <author>robert.whiddon@sourcemedia.com (Robert L. Whiddon)</author>
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         <pubDate>Thu, 14 Aug 2008 05:00:00 -0500</pubDate>
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         <title>The EBA Raw Bar with Pat Isaac of Silberstein Insurance Group</title>
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         <description><![CDATA[You schmooze, you lose. That's seems to be the emerging sentiment when it comes to helping a company manage group health costs. We're wrapping up our series on women in benefits advising and Isaac agrees that at this point a good golf game won't do much for your book of business. ]]></description>
     		 <author>robert.whiddon@sourcemedia.com (Robert L. Whiddon)</author>
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         <pubDate>Wed, 13 Aug 2008 05:00:00 -0500</pubDate>
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         <title>The EBA Raw Bar with Joe Plumeri of Willis</title>
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         <description><![CDATA[It's been two months since Plumeri pulled the trigger on his bid for HRH. He's toured the ranks and is more excited now than he was at the outset. Listen in as he talks about the future of employee benefit sales. ]]></description>
     		 <author>robert.whiddon@sourcemedia.com (Robert L. Whiddon)</author>
     		 		 <category></category>
         <pubDate>Tue, 12 Aug 2008 05:00:00 -0500</pubDate>
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         <title>The EBA Raw Bar with Amy Reynolds of Mercer</title>
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         <description><![CDATA[Many plan sponsors aren't sure fees are being disclosed adequately. Listen in as Reynolds discusses her firm's new research on the issue, while also offering some tips for employers hoping to stay ahead of the curve on the fee issue. ]]></description>
     		 <author>robert.whiddon@sourcemedia.com (Robert L. Whiddon)</author>
     		 		 <category></category>
         <pubDate>Mon, 11 Aug 2008 05:00:00 -0500</pubDate>
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         <title>The EBA Raw Bar with Tina Hapanowicz of Coury Health Services</title>
         <link>http://eba.podhoster.com/index.php?sid=1026&amp;pid=8028</link>
         <description><![CDATA[Women and men are different and it shows up in group health pricing. Listen in as Hapanowicz continues our series on women in benefits advising, sharing her thoughts on the role gender plays. Make sure to check out the <A href=" http://eba.benefitnews.com/attachment-cache/pdf/eba/issues/EBA.08.08.pdf">August issue of EBA</A>, which features our cover story on this subject. ]]></description>
     		 <author>robert.whiddon@sourcemedia.com (Robert L. Whiddon)</author>
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         <pubDate>Fri, 08 Aug 2008 05:00:00 -0500</pubDate>
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         <title>The EBA Raw Bar with Linda Skoglund of J.A. Counter &amp; Associates</title>
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         <description><![CDATA[Skoglund’s one of several seasoned benefits advisers we interviewed for <A href="http://eba.benefitnews.com/attachment-cache/pdf/eba/issues/EBA.08.08.pdf ">Employee Benefit Adviser’s August cover feature</A> on women in benefits advising. Listen in as she talks about her experience running J.A. Counter and being a successful female professional in a traditionally male-dominated industry. ]]></description>
     		 <author>robert.whiddon@sourcemedia.com (Robert L. Whiddon)</author>
     		 		 <category></category>
         <pubDate>Thu, 07 Aug 2008 05:00:00 -0500</pubDate>
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         <title>The EBA Raw Bar with Jim Christenson of Emerson, Reid &amp; Company</title>
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         <description><![CDATA[Aflac's been the subject of some discussion on the EBA "SoundOff" page. And the company is reaching out to brokers. Christenson shares his thoughts on the relationship between independent advisers and carrier's captive agents.]]></description>
     		 <author>molly.bernhart@sourcemedia.com (Molly Bernhart)</author>
     		 		 <category></category>
         <pubDate>Wed, 06 Aug 2008 06:00:00 -0500</pubDate>
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         <title>The EBA Raw Bar with John Graham of Segal</title>
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         <description><![CDATA[There's been a flurry of regulatory tweaks and updates on HSAs of late. It's tough keeping all the updates straight. Listen in as Graham walks through what's been released and what it means for workers and their employers. ]]></description>
     		 <author>robert.whiddon@sourcemedia.com (Robert L. Whiddon)</author>
     		 		 <category></category>
         <pubDate>Tue, 05 Aug 2008 05:00:00 -0500</pubDate>
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         <title>The EBA Raw Bar with Alison Borland of Hewitt Associates</title>
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         <description><![CDATA[There's one good thing about an economic downturn, and that's that it causes employers to look more closely at their plans. Borland shares the areas where employers should reassess their plans.]]></description>
     		 <author>molly.bernhart@sourcemedia.com (Molly Bernhart)</author>
     		 		 <category></category>
         <pubDate>Mon, 04 Aug 2008 00:00:00 -0500</pubDate>
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         <title>The EBA Raw Bar with Dr. Neil Gordon of Nationwide Better Health</title>
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         <description><![CDATA[Gordon's helping us gird employers against the inevitable letdown that comes after the kickoff of a group wellness program. He's got some advice for employers and advisers looking to keep workers on track and on fire when it comes to better health. ]]></description>
     		 <author>robert.whiddon@sourcemedia.com (Robert L. Whiddon)</author>
     		 		 <category></category>
         <pubDate>Fri, 01 Aug 2008 05:00:00 -0500</pubDate>
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         <title>The EBA Raw Bar with David Main of Pillsbury Law</title>
         <link>http://eba.podhoster.com/index.php?sid=1026&amp;pid=7906</link>
         <description><![CDATA[Main says the health care reform debate is muddied by the overuse of the word "universal." Listen in as he gives employers and brokers a bit of advice on how to reframe the discussion. ]]></description>
     		 <author>robert.whiddon@sourcemedia.com (Robert L. Whiddon)</author>
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         <pubDate>Thu, 31 Jul 2008 05:00:00 -0500</pubDate>
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         <title>The EBA Raw Bar with John Kahle of Intercare Insurance Solutions</title>
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         <description><![CDATA[Kahle's our 2008 Employee Benefit Adviser of the Year. At a time when many brokers might be thinking of retirement, he's got more ambitious goals -- namely the dramatic and total transformation of health benefits. Listen in as he talks about how he might finally be close to solving the value riddle that's plagued the industry for so long. ]]></description>
     		 <author>robert.whiddon@sourcemedia.com (Robert L. Whiddon)</author>
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         <pubDate>Wed, 30 Jul 2008 05:00:00 -0500</pubDate>
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         <title>The EBA Raw Bar with Cathy Bowe of Trion</title>
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         <description><![CDATA[Bowe's the winner of our 2008 VSP "People First" Benny award. Listen in as she talks about her unique position as the benefits decider for a fast-growing employee benefits brokerage. ]]></description>
     		 <author>robert.whiddon@sourcemedia.com (Robert L. Whiddon)</author>
     		 		 <category></category>
         <pubDate>Tue, 29 Jul 2008 05:00:00 -0500</pubDate>
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         <title>The EBA Raw Bar with Rod Reasen of Kapium Consulting</title>
         <link>http://eba.podhoster.com/index.php?sid=1026&amp;pid=7884</link>
         <description><![CDATA[Reasen says really understanding employees is great way to drive sales. Listen in as he talks about how his firm has done just that by working hard on getting employee surveys right. ]]></description>
     		 <author>robert.whiddon@sourcemedia.com (Robert L. Whiddon)</author>
     		 		 <category></category>
         <pubDate>Mon, 28 Jul 2008 05:00:00 -0500</pubDate>
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         <title>The EBA Raw Bar with Mark Duffey of Everest</title>
         <link>http://eba.podhoster.com/index.php?sid=1026&amp;pid=7833</link>
         <description><![CDATA[The financial climate may be sour, but advisers can make lemonade out of lemons. Duffey explains how products that offer financial and emotional assistance have an enormous value right now and how piggy-backing non-insurance voluntary with traditional services could be the next big thing. ]]></description>
     		 <author>molly.bernhart@sourcemedia.com (Molly Bernhart)</author>
     		 		 <category></category>
         <pubDate>Fri, 25 Jul 2008 00:00:00 -0500</pubDate>
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         <title>The EBA Raw Bar with Bonnie Brazzell of Eastbridge Consulting</title>
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         <description><![CDATA[<A href="http://www.eastbridge.com/news/2008pr/pr71408.htm">Eastbridge Consulting’s research</A> shows the voluntary benefits market grew about 7% last year. Listen in as Brazzell talks about the big winners as well as who might be on the losing end as the economy continues to plague consumers. 
]]></description>
     		 <author>Robert.whiddon@sourcemedia.com (Robert L. Whiddon)</author>
     		 		 <category></category>
         <pubDate>Thu, 24 Jul 2008 05:00:00 -0500</pubDate>
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      </item>
     <item>
         <title>The EBA Raw Bar with Mark Dzierzak of Deloitte Consulting</title>
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         <description><![CDATA[New <A href="http://www.deloitte.com/dtt/article/0%2C1002%2Ccid%25253D210625%2C00.html">research from Deloitte Consulting</A> shows that automatic retirement plan features continue to gain acceptance amongst employers -- the percentage of plans with auto enrollment doubled to 42%, the same goes for plans with automatic deferral increases (which rose to 35%). But the news isn’t all good, as just a fraction of workers and employers think individual savers are on the right path for a secure retirement. Listen in as Mark Dzierzak details what Deloitte found as well as what it means for employers. ]]></description>
     		 <author>robert.whiddon@sourcemedia.com (Robert L. Whiddon)</author>
     		 		 <category></category>
         <pubDate>Wed, 23 Jul 2008 05:00:00 -0500</pubDate>
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      </item>
     <item>
         <title>The EBA Raw Bar with Thom Mangan of Hub International</title>
         <link>http://eba.podhoster.com/index.php?sid=1026&amp;pid=7806</link>
         <description><![CDATA[Mangan's meeting his targets, dropping weight and building his wellness muscles -- which are serving him well personally and professionally. Take a listen as we check in with him at the midway point of his six-month challenge. ]]></description>
     		 <author>robert.whiddon@sourcemedia.com (Robert L. Whiddon)</author>
     		 		 <category></category>
         <pubDate>Tue, 22 Jul 2008 05:00:00 -0500</pubDate>
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		 <itunes:duration>00:00:00</itunes:duration>
      </item>
     <item>
         <title>The EBA Raw Bar with Chris Calvert of Sibson Consulting</title>
         <link>http://eba.podhoster.com/index.php?sid=1026&amp;pid=7767</link>
         <description><![CDATA[For wellness to work it must be managed. Listen in as Calvert talks about how employers need to be very careful about how they overlap programs for specific diseases and conditions. Doubling up won't necessarily juice returns. ]]></description>
     		 <author>robert.whiddon@sourcemedia.com (Robert L. Whiddon)</author>
     		 		 <category></category>
         <pubDate>Mon, 21 Jul 2008 05:00:00 -0500</pubDate>
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		 <itunes:duration>00:00:00</itunes:duration>
      </item>
     <item>
         <title>The EBA Raw Bar with Lynn Henry of Staywell Health Management</title>
         <link>http://eba.podhoster.com/index.php?sid=1026&amp;pid=7740</link>
         <description><![CDATA[Wellness news these days is hot and cold. Some say the programs work, others say they don't. Still, employers are hungry for more info. Listen in as Henry outlines what brokers need to know to stay on top of the issue and ahead of their clients when it comes to wellness. ]]></description>
     		 <author>Robert.whiddon@sourcemedia.com (Robert L. Whiddon)</author>
     		 		 <category></category>
         <pubDate>Fri, 18 Jul 2008 05:00:00 -0500</pubDate>
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		 <itunes:duration>00:00:00</itunes:duration>
      </item>
     <item>
         <title>The EBA Raw Bar with Kevin Shaughnessy of Baker Hostetler</title>
         <link>http://eba.podhoster.com/index.php?sid=1026&amp;pid=7728</link>
         <description><![CDATA[Look first before diving into a telework program. That's Shaughnessy's advice and it's timely as employers continue to seek out new ways to help workers cope with economic worries. ]]></description>
     		 <author>robert.whiddon@sourcemedia.com (Robert L. Whiddon)</author>
     		 		 <category></category>
         <pubDate>Thu, 17 Jul 2008 05:00:00 -0500</pubDate>
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		 <itunes:duration>00:00:00</itunes:duration>
      </item>
     <item>
         <title>The EBA Raw Bar with Helen Darling of the National Business Group on Health</title>
         <link>http://eba.podhoster.com/index.php?sid=1026&amp;pid=7720</link>
         <description><![CDATA[Big employers aren't that excited about medtour, according to new research from Darling's group. She knows why. Listen in as she gets inside the mind of the average worker and describes how it's hard enough to get him to go across town (let alone Thailand) for a better hospital experience. ]]></description>
     		 <author>robert.whiddon@sourcemedia.com (Robert L. Whiddon)</author>
     		 		 <category></category>
         <pubDate>Wed, 16 Jul 2008 00:00:00 -0500</pubDate>
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		 <itunes:duration>00:00:00</itunes:duration>
      </item>
     <item>
         <title>The EBA Raw Bar with Jim Christenson of Emerson Reid</title>
         <link>http://eba.podhoster.com/index.php?sid=1026&amp;pid=7709</link>
         <description><![CDATA[Worksite is a geographical setting. Voluntary is a method of payment. Neither of them are central to what employers are (or should be) trying to do with employee benefits. Should the terms be junked. Listen in as Christeson shares his thoughts on this, rabbits and pick-up basketball. ]]></description>
     		 <author>robert.whiddon@sourcemedia.com (Robert L. Whiddon)</author>
     		 		 <category></category>
         <pubDate>Tue, 15 Jul 2008 05:00:00 -0500</pubDate>
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		 <itunes:duration>00:00:00</itunes:duration>
      </item>
     <item>
         <title>The EBA Raw Bar with Robert Laszewski of Health Policy and Strategy Associates</title>
         <link>http://eba.podhoster.com/index.php?sid=1026&amp;pid=7696</link>
         <description><![CDATA[Laszewski gets us up to speed on what happened to the doctor's scheduled fee cut. He also talks about "Wall Street" coming to town to talk the business of health care. Finally he predicts annual medical cost trend rates are going to start creeping up, ending several years of decline in the annual increase.]]></description>
     		 <author>Robert.whiddon@sourcemedia.com (Robert L. Whiddon)</author>
     		 		 <category></category>
         <pubDate>Mon, 14 Jul 2008 05:00:00 -0500</pubDate>
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		 <itunes:duration>00:00:00</itunes:duration>
      </item>
     <item>
         <title>The EBA Raw Bar with Ross Johnston of Dotster</title>
         <link>http://eba.podhoster.com/index.php?sid=1026&amp;pid=7646</link>
         <description><![CDATA[Listen in as Dotster's Johnston talks about the pros and cons of the ubiquitous freebie social networking tools. Sure Dotster's looking to get companies to pay to tap the power of social networking, but he says 1) the price doesn't have to be high, and 2) the pain of going the other route could be considerable. ]]></description>
     		 <author>robert.whiddon@sourcemedia.com (Robert L. Whiddon)</author>
     		 		 <category></category>
         <pubDate>Fri, 11 Jul 2008 05:00:00 -0500</pubDate>
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		 <itunes:duration>00:00:00</itunes:duration>
      </item>
     <item>
         <title>The EBA Raw Bar with PwC's Holly Bialek and Bill Rosenberg</title>
         <link>http://eba.podhoster.com/index.php?sid=1026&amp;pid=7639</link>
         <description><![CDATA[PWC's got some new research on wellness. Listen in as Bialek and Rosenberg unpack it and explain why many employers don't think the programs are hitting the mark, but intend to spend more time, money and effort on them anyway. ]]></description>
     		 <author>robert.whiddon@sourcemedia.com (Robert L. Whiddon)</author>
     		 		 <category></category>
         <pubDate>Thu, 10 Jul 2008 05:00:00 -0500</pubDate>
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		 <itunes:duration>00:00:00</itunes:duration>
      </item>
     <item>
         <title>The EBA Raw Bar with Tom Gilligan of Colonial Life</title>
         <link>http://eba.podhoster.com/index.php?sid=1026&amp;pid=7630</link>
         <description><![CDATA[Colonial took the two-spot of Eastbridge Consulting's most recent worksite sales rankings. Listen in as Gilligan talks about his plans for driving more sales at his company, as well as what he thinks advisers should be doing to accomplish the same at their firms. ]]></description>
     		 <author>robert.whiddon@sourcemedia.com (Robert L. Whiddon)</author>
     		 		 <category></category>
         <pubDate>Wed, 09 Jul 2008 07:00:00 -0500</pubDate>
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		 <itunes:duration>00:00:00</itunes:duration>
      </item>
     <item>
         <title>The EBA Raw Bar with EBRI's Paul Fronstin</title>
         <link>http://eba.podhoster.com/index.php?sid=1026&amp;pid=7612</link>
         <description><![CDATA[When reporters want to know why McCain and Obama are arguing about individual vs. group-based health insurance they call Fronstin. Listen in as he shares his thoughts on how the reform discussion will evolve while also handicapping where the different stakeholders stand on the question. ]]></description>
     		 <author>robert.whidddon@sourcemedia.com (Robert L. Whiddon)</author>
     		 		 <category></category>
         <pubDate>Tue, 08 Jul 2008 05:00:00 -0500</pubDate>
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		 <itunes:keywords></itunes:keywords>
		 <itunes:duration>00:00:00</itunes:duration>
      </item>
     <item>
         <title>The EBA Raw Bar with Michelle McMullen of Kibble &amp; Prentice</title>
         <link>http://eba.podhoster.com/index.php?sid=1026&amp;pid=7585</link>
         <description><![CDATA[McMullen knows a thing or two about being a successful female executive in employee benefits advising. Listen in as she kicks off our series of podcasts on that subject while also sharing her experience on what it takes to be a great adviser, regardless your gender. ]]></description>
     		 <author>robert.whiddon@sourcemedia.com (Robert L. Whiddon)</author>
     		 		 <category></category>
         <pubDate>Mon, 07 Jul 2008 05:00:00 -0500</pubDate>
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		 <itunes:explicit>no</itunes:explicit>
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		 <itunes:keywords></itunes:keywords>
		 <itunes:duration>00:00:00</itunes:duration>
      </item>
     <item>
         <title>The EBA Raw Bar with Eric Raymond of Corporate Synergies</title>
         <link>http://eba.podhoster.com/index.php?sid=1026&amp;pid=7543</link>
         <description><![CDATA[Raymond's research shows that just about half of all employers with more than 100 workers are out of compliance regarding their 5500 filing. What gives?]]></description>
     		 <author>robert.whiddon@sourcemedia.com (Robert L. Whiddon)</author>
     		 		 <category></category>
         <pubDate>Thu, 03 Jul 2008 09:00:00 -0500</pubDate>
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		 <itunes:duration>00:00:00</itunes:duration>
      </item>
     <item>
         <title>The EBA Raw Bar with Alison Borland of Hewitt Associates</title>
         <link>http://eba.podhoster.com/index.php?sid=1026&amp;pid=7530</link>
         <description><![CDATA[Hewitt's raising the retirement readiness bar -- 126% of income is what they say on average workers will need to deal once they quit working. Scary? A little bit, but listen in as Borland shares how a little action in some basic areas can make the number look much more attainable. ]]></description>
     		 <author>robert.whiddon@sourcemedia.com (Robert L. Whiddon)</author>
     		 		 <category></category>
         <pubDate>Wed, 02 Jul 2008 05:00:00 -0500</pubDate>
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		 <itunes:duration>00:00:00</itunes:duration>
      </item>
     <item>
         <title>The EBA Raw Bar with Will Werhane of the Hay Group</title>
         <link>http://eba.podhoster.com/index.php?sid=1026&amp;pid=7515</link>
         <description><![CDATA[Leah Shepherd, managing editor of Employee Benefit News spends five minutes with Will Werhane, global managing director at Hay Group’s Insight Business to discuss what employers can do to retain employees in this difficult economic climate. ]]></description>
     		 <author>leah.shepherd@sourcemedia.com (Leah Shepherd)</author>
     		 		 <category></category>
         <pubDate>Tue, 01 Jul 2008 00:00:00 -0500</pubDate>
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		 <itunes:explicit>no</itunes:explicit>
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		 <itunes:summary></itunes:summary>
		 <itunes:keywords></itunes:keywords>
		 <itunes:duration>00:00:00</itunes:duration>
      </item>
     <item>
         <title>The EBA Raw Bar with Robert Laszewski of Health Policy &amp; Strategy Associates</title>
         <link>http://eba.podhoster.com/index.php?sid=1026&amp;pid=7507</link>
         <description><![CDATA[Listen in as Laszewski brings us up to speed on health care happenings on Capitol Hill. The recent Medicare activity helps remind us that health care reform manages to mean something different and yet the same thing for each and every stakeholder. It's not a riddle.]]></description>
     		 <author>robert.whiddon@sourcemedia.com (Robert L. Whiddon)</author>
     		 		 <category></category>
         <pubDate>Mon, 30 Jun 2008 04:00:00 -0500</pubDate>
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		 <itunes:block>no</itunes:block>
		 <itunes:explicit>no</itunes:explicit>
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		 <itunes:summary></itunes:summary>
		 <itunes:keywords></itunes:keywords>
		 <itunes:duration>00:00:00</itunes:duration>
      </item>
     <item>
         <title>The EBA Raw Bar with Randy Stram of MetLife Institutional Business</title>
         <link>http://eba.podhoster.com/index.php?sid=1026&amp;pid=7456</link>
         <description><![CDATA[Advisers work with benefits, so it makes sense that they would understand their own and be appropriately enrolled. Stram explains MetLife's new study and explores why those assumptions may be wrong. It turns out the financial services industry is just as in the dark about their benefits as other industries. ]]></description>
     		 <author>molly.bernhart@sourcemedia.com (Molly Bernhart)</author>
     		 		 <category></category>
         <pubDate>Fri, 27 Jun 2008 05:00:00 -0500</pubDate>
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		 <itunes:block>no</itunes:block>
		 <itunes:explicit>no</itunes:explicit>
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		 <itunes:summary></itunes:summary>
		 <itunes:keywords></itunes:keywords>
		 <itunes:duration>00:00:00</itunes:duration>
      </item>
     <item>
         <title>The EBA Raw Bar with Michael Thompson of PricewaterhouseCoopers</title>
         <link>http://eba.podhoster.com/index.php?sid=1026&amp;pid=7405</link>
         <description><![CDATA[PWC says medical costs are running at 9.6% for 2009, down just a hair from the 9.9% clocked last year. The slowing of the decline in the increase worry some. Listen in as Thompson goes behind the numbers. ]]></description>
     		 <author>robert.whiddon@sourcemedia.com (Robert L. Whiddon)</author>
     		 		 <category></category>
         <pubDate>Thu, 26 Jun 2008 05:00:00 -0500</pubDate>
         <guid>http://eba.podhoster.com/index.php?sid=1026&amp;pid=7405</guid>
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		 <itunes:author></itunes:author>
		 <itunes:block>no</itunes:block>
		 <itunes:explicit>no</itunes:explicit>
		 <itunes:subtitle></itunes:subtitle>
		 <itunes:summary></itunes:summary>
		 <itunes:keywords></itunes:keywords>
		 <itunes:duration>00:00:00</itunes:duration>
      </item>
     <item>
         <title>The EBA Raw Bar with Neil Simons of Independent Benefit Services</title>
         <link>http://eba.podhoster.com/index.php?sid=1026&amp;pid=7403</link>
         <description><![CDATA[Advisers are feeling some anxiety as the race for the White House begins and health care reform looms in the distance. Simons explains what he considers constructive involvement in health care by the government and expresses concerns that legislators don't understand all the good things advisers bring to the table. 
]]></description>
     		 <author>molly.bernhart@sourcemedia.com (Molly Bernhart)</author>
     		 		 <category></category>
         <pubDate>Wed, 25 Jun 2008 05:00:00 -0500</pubDate>
         <guid>http://eba.podhoster.com/index.php?sid=1026&amp;pid=7403</guid>
		 <enclosure url='http://eba.podhoster.com/download/1026/7403/neilsimons6_17_combined.mp3' length='2773178' type='audio/mpeg' />
		 <itunes:author></itunes:author>
		 <itunes:block>no</itunes:block>
		 <itunes:explicit>no</itunes:explicit>
		 <itunes:subtitle></itunes:subtitle>
		 <itunes:summary></itunes:summary>
		 <itunes:keywords></itunes:keywords>
		 <itunes:duration>00:00:00</itunes:duration>
      </item>
     <item>
         <title>The EBA Raw Bar with Evan Falchuk of Best Doctors</title>
         <link>http://eba.podhoster.com/index.php?sid=1026&amp;pid=7396</link>
         <description><![CDATA[Employers promote wellness and early diagnosis, but do they help employees take a closer look at the right diagnosis? Falchuk talks about how the right diagnosis saves money and sometimes lives. He also hints at their small group product that will hit the market sometime later this year. ]]></description>
     		 <author>molly.bernhart@sourcemedia.com (Molly Bernhart)</author>
     		 		 <category></category>
         <pubDate>Tue, 24 Jun 2008 05:00:00 -0500</pubDate>
         <guid>http://eba.podhoster.com/index.php?sid=1026&amp;pid=7396</guid>
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		 <itunes:author></itunes:author>
		 <itunes:block>no</itunes:block>
		 <itunes:explicit>no</itunes:explicit>
		 <itunes:subtitle></itunes:subtitle>
		 <itunes:summary></itunes:summary>
		 <itunes:keywords></itunes:keywords>
		 <itunes:duration>00:00:00</itunes:duration>
      </item>
     <item>
         <title>The EBA Raw Bar with Thom Mangan of Hub International</title>
         <link>http://eba.podhoster.com/index.php?sid=1026&amp;pid=7348</link>
         <description><![CDATA[Mangan's down about 10 pounds and has a goal -- a fancy road bike and the requisite spandex that must be worn while riding it. He's also mining his newfound wellness commitment for business growth as well. Listen in as he talks about the employer appetite for all things wellness. ]]></description>
     		 <author>robert.whiddon@sourcemedia.com (Robert L. Whiddon)</author>
     		 		 <category></category>
         <pubDate>Mon, 23 Jun 2008 05:00:00 -0500</pubDate>
         <guid>http://eba.podhoster.com/index.php?sid=1026&amp;pid=7348</guid>
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		 <itunes:author></itunes:author>
		 <itunes:block>no</itunes:block>
		 <itunes:explicit>no</itunes:explicit>
		 <itunes:subtitle></itunes:subtitle>
		 <itunes:summary></itunes:summary>
		 <itunes:keywords></itunes:keywords>
		 <itunes:duration>00:00:00</itunes:duration>
      </item>
     <item>
         <title>The EBA Raw Bar with Michael Case Smith of Zacks Investment Management</title>
         <link>http://eba.podhoster.com/index.php?sid=1026&amp;pid=7343</link>
         <description><![CDATA[The QDIA regs have some in the financial services market thinking fat times are here again. Listen in as Smith describes who is angling to make the PPA pay off and why it could lead to some plan sponsors spending time in court. ]]></description>
     		 <author>robert.whiddon@sourcemedia.com (Robert L. Whiddon)</author>
     		 		 <category></category>
         <pubDate>Fri, 20 Jun 2008 00:00:00 -0500</pubDate>
         <guid>http://eba.podhoster.com/index.php?sid=1026&amp;pid=7343</guid>
		 <enclosure url='http://eba.podhoster.com/download/1026/7343/002zachs_michaelcasesmith_06180818062008.mp3' length='7580760' type='audio/mpeg' />
		 <itunes:author></itunes:author>
		 <itunes:block>no</itunes:block>
		 <itunes:explicit>no</itunes:explicit>
		 <itunes:subtitle></itunes:subtitle>
		 <itunes:summary></itunes:summary>
		 <itunes:keywords></itunes:keywords>
		 <itunes:duration>00:00:00</itunes:duration>
      </item>
     <item>
         <title>The EBA Raw Bar with Jesse Slome of the AALTCI</title>
         <link>http://eba.podhoster.com/index.php?sid=1026&amp;pid=7319</link>
         <description><![CDATA[Slome's group has new research on how LTC applicants are less likely to qualify for good health discounts and more likely to be denied as they age. It's one of the many factoids advisers will want to keep straight as more and more media attention is paid to LTCI.]]></description>
     		 <author>robert.whiddon@sourcemedia.com (Robert L. Whiddon)</author>
     		 		 <category></category>
         <pubDate>Thu, 19 Jun 2008 05:00:00 -0500</pubDate>
         <guid>http://eba.podhoster.com/index.php?sid=1026&amp;pid=7319</guid>
		 <enclosure url='http://eba.podhoster.com/download/1026/7319/002aaltci_jesseslome_06170817062008.mp3' length='3080803' type='audio/mpeg' />
		 <itunes:author></itunes:author>
		 <itunes:block>no</itunes:block>
		 <itunes:explicit>no</itunes:explicit>
		 <itunes:subtitle></itunes:subtitle>
		 <itunes:summary></itunes:summary>
		 <itunes:keywords></itunes:keywords>
		 <itunes:duration>00:00:00</itunes:duration>
      </item>
     <item>
         <title>The EBA Raw Bar with Dan Colacino of NYSAHU and Rose and Kiernan</title>
         <link>http://eba.podhoster.com/index.php?sid=1026&amp;pid=7320</link>
         <description><![CDATA[Colacino's group partnered with the N.Y. insurance department on the recent rebating seminars. Hear his take on the issue, one that has many brokers in the region on edge. ]]></description>
     		 <author>robert.whiddon@sourcemedia.com (Robert L. Whiddon)</author>
     		 		 <category></category>
         <pubDate>Wed, 18 Jun 2008 05:00:00 -0500</pubDate>
         <guid>http://eba.podhoster.com/index.php?sid=1026&amp;pid=7320</guid>
		 <enclosure url='http://eba.podhoster.com/download/1026/7320/005rosekiernan_dancalocino_06170817062008.mp3' length='3642331' type='audio/mpeg' />
		 <itunes:author></itunes:author>
		 <itunes:block>no</itunes:block>
		 <itunes:explicit>no</itunes:explicit>
		 <itunes:subtitle></itunes:subtitle>
		 <itunes:summary></itunes:summary>
		 <itunes:keywords></itunes:keywords>
		 <itunes:duration>00:00:00</itunes:duration>
      </item>
     <item>
         <title>The EBA Raw Bar with Joseph Musher of Buchbinder Tunick</title>
         <link>http://eba.podhoster.com/index.php?sid=1026&amp;pid=7307</link>
         <description><![CDATA[Plan audits are supposed to be harder this year, what with the application of the "risk assessment standards." Listen in as Musher offers some tips and tactics for coping with the upcoming July 31st deadline for calendar year based plans. ]]></description>
     		 <author>robert.whiddon@sourcemedia.com (Robert L. Whiddon)</author>
     		 		 <category></category>
         <pubDate>Tue, 17 Jun 2008 05:00:00 -0500</pubDate>
         <guid>http://eba.podhoster.com/index.php?sid=1026&amp;pid=7307</guid>
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		 <itunes:author></itunes:author>
		 <itunes:block>no</itunes:block>
		 <itunes:explicit>no</itunes:explicit>
		 <itunes:subtitle></itunes:subtitle>
		 <itunes:summary></itunes:summary>
		 <itunes:keywords></itunes:keywords>
		 <itunes:duration>00:00:00</itunes:duration>
      </item>
     <item>
         <title>The EBA Raw Bar Jim Edholm of Business Benefits Insurance</title>
         <link>http://eba.podhoster.com/index.php?sid=1026&amp;pid=7259</link>
         <description><![CDATA[UPDATED: SORRY FOR THE POSTING ERROR WHEN THIS FIRST APPEARED. ONLY THE INTRO MADE IT. IT'S ALL THERE NOW SO TUNE BACK IN. Brokers get lazy, that's a fact. Listen in as Edholm -- a sometimes EBN contributor -- talks about how he's recently profited from the lazier practices of his peers.  ]]></description>
     		 <author>robert.whiddon@sourcemedia.com (Robert L. Whiddon)</author>
     		 		 <category></category>
         <pubDate>Mon, 16 Jun 2008 05:00:00 -0500</pubDate>
         <guid>http://eba.podhoster.com/index.php?sid=1026&amp;pid=7259</guid>
		 <enclosure url='http://eba.podhoster.com/download/1026/7259/015bbi_jimedholm_06120812062008.mp3' length='3557276' type='audio/mpeg' />
		 <itunes:author></itunes:author>
		 <itunes:block>no</itunes:block>
		 <itunes:explicit>no</itunes:explicit>
		 <itunes:subtitle></itunes:subtitle>
		 <itunes:summary></itunes:summary>
		 <itunes:keywords></itunes:keywords>
		 <itunes:duration>00:00:00</itunes:duration>
      </item>
     <item>
         <title>The EBA Raw Bar with Eric Raymond of Corporate Synergies</title>
         <link>http://eba.podhoster.com/index.php?sid=1026&amp;pid=7260</link>
         <description><![CDATA[Raymond, like others we've spoken to, say opportunities abound when jumbos merge. Listen in as he shares his thoughts on the recent announcement that Willis is ready to digest HRH. ]]></description>
     		 <author>robert.whiddon@sourcemedia.com (Robert L. Whiddon)</author>
     		 		 <category></category>
         <pubDate>Fri, 13 Jun 2008 05:00:00 -0500</pubDate>
         <guid>http://eba.podhoster.com/index.php?sid=1026&amp;pid=7260</guid>
		 <enclosure url='http://eba.podhoster.com/download/1026/7260/004corpsyn_ericraymond_06120812062008.mp3' length='1259128' type='audio/mpeg' />
		 <itunes:author></itunes:author>
		 <itunes:block>no</itunes:block>
		 <itunes:explicit>no</itunes:explicit>
		 <itunes:subtitle></itunes:subtitle>
		 <itunes:summary></itunes:summary>
		 <itunes:keywords></itunes:keywords>
		 <itunes:duration>00:00:00</itunes:duration>
      </item>
     <item>
         <title>The EBA Raw Bar with Steve Alpert of Mercer</title>
         <link>http://eba.podhoster.com/index.php?sid=1026&amp;pid=7258</link>
         <description><![CDATA[Pensions are pretty well funded on average, according to Mercer's latest findings. Listen in as Alpert unpacks the numbers and also reminds employers about the need for caution going forward. ]]></description>
     		 <author>robert.whiddon@sourcemedia.com (Robert L. Whiddon)</author>
     		 		 <category></category>
         <pubDate>Thu, 12 Jun 2008 00:00:00 -0500</pubDate>
         <guid>http://eba.podhoster.com/index.php?sid=1026&amp;pid=7258</guid>
		 <enclosure url='http://eba.podhoster.com/download/1026/7258/002mercer_stevealpert_06110811062008.mp3' length='3699382' type='audio/mpeg' />
		 <itunes:author></itunes:author>
		 <itunes:block>no</itunes:block>
		 <itunes:explicit>no</itunes:explicit>
		 <itunes:subtitle></itunes:subtitle>
		 <itunes:summary></itunes:summary>
		 <itunes:keywords></itunes:keywords>
		 <itunes:duration>00:00:00</itunes:duration>
      </item>
     <item>
         <title>The EBA Raw Bar with Jim Neve of ADP</title>
         <link>http://eba.podhoster.com/index.php?sid=1026&amp;pid=7240</link>
         <description><![CDATA[Listen in as Neve outlines what ADP is and isn't doing with employers. Benefit brokers regularly worry about the mammoth company's intentions. Worry no more as Neve outlines how his company can partner with the universe of mid-market advisers to better serve America's employers and individual workers. ]]></description>
     		 <author>robert.whiddon@sourcemedia.com (Robert L. Whiddon)</author>
     		 		 <category></category>
         <pubDate>Wed, 11 Jun 2008 05:00:00 -0500</pubDate>
         <guid>http://eba.podhoster.com/index.php?sid=1026&amp;pid=7240</guid>
		 <enclosure url='http://eba.podhoster.com/download/1026/7240/004adp_jimneve_06100810062008.mp3' length='6591451' type='audio/mpeg' />
		 <itunes:author></itunes:author>
		 <itunes:block>no</itunes:block>
		 <itunes:explicit>no</itunes:explicit>
		 <itunes:subtitle></itunes:subtitle>
		 <itunes:summary></itunes:summary>
		 <itunes:keywords></itunes:keywords>
		 <itunes:duration>00:00:00</itunes:duration>
      </item>
     <item>
         <title>The EBA Raw Bar with Jere Cowden of Cowden Associates</title>
         <link>http://eba.podhoster.com/index.php?sid=1026&amp;pid=7239</link>
         <description><![CDATA[Willis is buying HRH. What does it mean for you? Listen in as Cowden talks a little bit about what it might mean for the ranks of small and medium independent benefit brokers. ]]></description>
     		 <author>robert.whiddon@sourcemedia.com (Robert L. Whiddon)</author>
     		 		 <category></category>
         <pubDate>Tue, 10 Jun 2008 00:00:00 -0500</pubDate>
         <guid>http://eba.podhoster.com/index.php?sid=1026&amp;pid=7239</guid>
		 <enclosure url='http://eba.podhoster.com/download/1026/7239/003cowdenassociates_jerecowden_06100810062008.mp3' length='1861616' type='audio/mpeg' />
		 <itunes:author></itunes:author>
		 <itunes:block>no</itunes:block>
		 <itunes:explicit>no</itunes:explicit>
		 <itunes:subtitle></itunes:subtitle>
		 <itunes:summary></itunes:summary>
		 <itunes:keywords></itunes:keywords>
		 <itunes:duration>00:00:00</itunes:duration>
      </item>
     <item>
         <title>The EBA Raw Bar with Kate Biss of Nationwide Better Health</title>
         <link>http://eba.podhoster.com/index.php?sid=1026&amp;pid=7182</link>
         <description><![CDATA[We're continuing to track Thom Mangan's progress for our first annual broker health challenge. Today we're checking in with Biss, who will be Mangan's health coach over the next year. She just wrapped up his initial assessment and is dishing on his health status as he begins the journey towards better health. ]]></description>
     		 <author>robert.whiddon@sourcemedia.com (Robert L. Whiddon)</author>
     		 		 <category></category>
         <pubDate>Fri, 06 Jun 2008 00:00:00 -0500</pubDate>
         <guid>http://eba.podhoster.com/index.php?sid=1026&amp;pid=7182</guid>
		 <enclosure url='http://eba.podhoster.com/download/1026/7182/002nwbh_katebiss_06050805062008.mp3' length='3203683' type='audio/mpeg' />
		 <itunes:author></itunes:author>
		 <itunes:block>no</itunes:block>
		 <itunes:explicit>no</itunes:explicit>
		 <itunes:subtitle></itunes:subtitle>
		 <itunes:summary></itunes:summary>
		 <itunes:keywords></itunes:keywords>
		 <itunes:duration>00:00:00</itunes:duration>
      </item>
     <item>
         <title>The EBA Raw Bar with Intercare's John Kahle and Littler Mendelson's AnnaMary Gannon</title>
         <link>http://eba.podhoster.com/index.php?sid=1026&amp;pid=7177</link>
         <description><![CDATA[Listen in as Kahle and Gannon talk about the nexus between employer wellness interest and the laws that govern it. Too often the law is used to discourage progressive wellness efforts. Gannon and Kahle help separate fact from fiction on this popular topic. ]]></description>
     		 <author>robert.whiddon@sourcemedia.com (Robert L. Whiddon)</author>
     		 		 <category></category>
         <pubDate>Thu, 05 Jun 2008 00:00:00 -0500</pubDate>
         <guid>http://eba.podhoster.com/index.php?sid=1026&amp;pid=7177</guid>
		 <enclosure url='http://eba.podhoster.com/download/1026/7177/002intercare_johnkahle_06050805062008.mp3' length='6817567' type='audio/mpeg' />
		 <itunes:author></itunes:author>
		 <itunes:block>no</itunes:block>
		 <itunes:explicit>no</itunes:explicit>
		 <itunes:subtitle></itunes:subtitle>
		 <itunes:summary></itunes:summary>
		 <itunes:keywords></itunes:keywords>
		 <itunes:duration>00:00:00</itunes:duration>
      </item>
     <item>
         <title>The EBA Raw Bar with Jonathan Edelheit of FreeHealth.com and the Medical Tourism Association</title>
         <link>http://eba.podhoster.com/index.php?sid=1026&amp;pid=7167</link>
         <description><![CDATA[Listen in as Edelheit explains how medical tourism and consumer driven health models can offer brokers more flexibility than ever with benefit plan design. ]]></description>
     		 <author>molly.bernhart@sourcemedia.com (Molly Bernhart)</author>
     		 		 <category></category>
         <pubDate>Wed, 04 Jun 2008 00:00:00 -0500</pubDate>
         <guid>http://eba.podhoster.com/index.php?sid=1026&amp;pid=7167</guid>
		 <enclosure url='http://eba.podhoster.com/download/1026/7167/edelheit.mp3' length='15676006' type='audio/mpeg' />
		 <itunes:author></itunes:author>
		 <itunes:block>no</itunes:block>
		 <itunes:explicit>no</itunes:explicit>
		 <itunes:subtitle></itunes:subtitle>
		 <itunes:summary></itunes:summary>
		 <itunes:keywords></itunes:keywords>
		 <itunes:duration>00:00:00</itunes:duration>
      </item>
     <item>
         <title>The EBA Raw Bar with Keith Crocker and John Moran of PSU</title>
         <link>http://eba.podhoster.com/index.php?sid=1026&amp;pid=7137</link>
         <description><![CDATA[Listen in as these Penn State economists talk about their research (from earlier this decade) on how the employer-sponsored group health insurance chasis helps preserve manageable risk pools -- a crucial aspect that individual market proponents must consider. ]]></description>
     		 <author>robert.whiddon@sourcemedia.com (Robert L. Whiddon)</author>
     		 		 <category></category>
         <pubDate>Mon, 02 Jun 2008 00:00:00 -0500</pubDate>
         <guid>http://eba.podhoster.com/index.php?sid=1026&amp;pid=7137</guid>
		 <enclosure url='http://eba.podhoster.com/download/1026/7137/002psu_keithcrockerjohnmoran_06020802062008.mp3' length='5176659' type='audio/mpeg' />
		 <itunes:author></itunes:author>
		 <itunes:block>no</itunes:block>
		 <itunes:explicit>no</itunes:explicit>
		 <itunes:subtitle></itunes:subtitle>
		 <itunes:summary></itunes:summary>
		 <itunes:keywords></itunes:keywords>
		 <itunes:duration>00:00:00</itunes:duration>
      </item>
     <item>
         <title>The EBA Raw Bar with Hugh Devlyn of Arete Partners</title>
         <link>http://eba.podhoster.com/index.php?sid=1026&amp;pid=7084</link>
         <description><![CDATA[Devlyn just inked a few deals to expand Arete's reach. The now full-service employer shop is also looking to expand its international muscles with plans to open a Mexico City office next year. Hear him explain why border busting isn't just for the big national houses anymore. (Editor's note: The picture is of EBA Editor Robert Whiddon, not Devlyn. We'll post his pic when we receive it.)]]></description>
     		 <author>robert.whiddon@sourcemedia.com (Robert L. Whiddon)</author>
     		 		 <category></category>
         <pubDate>Fri, 30 May 2008 05:00:00 -0500</pubDate>
         <guid>http://eba.podhoster.com/index.php?sid=1026&amp;pid=7084</guid>
		 <enclosure url='http://eba.podhoster.com/download/1026/7084/003arrete_hughdevlyn_05280828052008.mp3' length='3291036' type='audio/mpeg' />
		 <itunes:author></itunes:author>
		 <itunes:block>no</itunes:block>
		 <itunes:explicit>no</itunes:explicit>
		 <itunes:subtitle></itunes:subtitle>
		 <itunes:summary></itunes:summary>
		 <itunes:keywords></itunes:keywords>
		 <itunes:duration>00:00:00</itunes:duration>
      </item>
     <item>
         <title>The EBA Raw Bar with Joe Part of Alltrust Insurance</title>
         <link>http://eba.podhoster.com/index.php?sid=1026&amp;pid=7083</link>
         <description><![CDATA[Pipeline management just doesn't get enough attention, according to Part. Listen in as he shares why it's so important. We also start to get into the best ways for filling a client pipeline. Stay tuned. This is an issue we're going to explore aggressively. ]]></description>
     		 <author>robert.whiddon@sourcemedia.com (Robert L. Whiddon)</author>
     		 		 <category></category>
         <pubDate>Thu, 29 May 2008 00:00:00 -0500</pubDate>
         <guid>http://eba.podhoster.com/index.php?sid=1026&amp;pid=7083</guid>
		 <enclosure url='http://eba.podhoster.com/download/1026/7083/004alltrust_joepart__05280828052008.mp3' length='4969978' type='audio/mpeg' />
		 <itunes:author></itunes:author>
		 <itunes:block>no</itunes:block>
		 <itunes:explicit>no</itunes:explicit>
		 <itunes:subtitle></itunes:subtitle>
		 <itunes:summary></itunes:summary>
		 <itunes:keywords></itunes:keywords>
		 <itunes:duration>00:00:00</itunes:duration>
      </item>
     <item>
         <title>The EBA Raw Bar with Thom Mangan of Hub International</title>
         <link>http://eba.podhoster.com/index.php?sid=1026&amp;pid=7073</link>
         <description><![CDATA[We're continuing to track Mangan's health improvement odyssey. He just went through the wellness testing and consulting process with Nationwide Better Health. Listen in as he talks about the changes they're recommending for him. ]]></description>
     		 <author>robert.whiddon@sourcemedia.com (Robert L. Whiddon)</author>
     		 		 <category></category>
         <pubDate>Wed, 28 May 2008 00:00:00 -0500</pubDate>
         <guid>http://eba.podhoster.com/index.php?sid=1026&amp;pid=7073</guid>
		 <enclosure url='http://eba.podhoster.com/download/1026/7073/001hub_thommangan_05280828052008.mp3' length='4953469' type='audio/mpeg' />
		 <itunes:author></itunes:author>
		 <itunes:block>no</itunes:block>
		 <itunes:explicit>no</itunes:explicit>
		 <itunes:subtitle></itunes:subtitle>
		 <itunes:summary></itunes:summary>
		 <itunes:keywords></itunes:keywords>
		 <itunes:duration>00:00:00</itunes:duration>
      </item>
     <item>
         <title>The EBA Raw Bar with Neil Gordon of Nationwide Better Health</title>
         <link>http://eba.podhoster.com/index.php?sid=1026&amp;pid=7049</link>
         <description><![CDATA[Dr. Gordon knows a thing or two about physical fitness. Listen in as he helps brokers articulate a winning argument for more serious consideration of workplace wellness and health promotion programs for employers. ]]></description>
     		 <author>robert.whiddon@sourcemedia.com (Robert L. Whiddon)</author>
     		 		 <category></category>
         <pubDate>Tue, 27 May 2008 00:00:00 -0500</pubDate>
         <guid>http://eba.podhoster.com/index.php?sid=1026&amp;pid=7049</guid>
		 <enclosure url='http://eba.podhoster.com/download/1026/7049/003nationwidebh_nielgordon_05270827052008.mp3' length='3155408' type='audio/mpeg' />
		 <itunes:author></itunes:author>
		 <itunes:block>no</itunes:block>
		 <itunes:explicit>no</itunes:explicit>
		 <itunes:subtitle></itunes:subtitle>
		 <itunes:summary></itunes:summary>
		 <itunes:keywords></itunes:keywords>
		 <itunes:duration>00:00:00</itunes:duration>
      </item>
     <item>
         <title>The EBA Raw Bar with Chris Girod of Milliman</title>
         <link>http://eba.podhoster.com/index.php?sid=1026&amp;pid=6992</link>
         <description><![CDATA[<A href="http://www.milliman.com/expertise/healthcare/products-tools/mmi/index.php">Milliman’s new MMI is out.</A> All-in medical costs for the typical family of four are well over $15,000. The number grew 7.6% over last year (down a bit from the percentage increase of the year before). Things are getting worse, just not as fast. Listen in as Girod talks about the new number and its implications for the industry. ]]></description>
     		 <author>robert.whiddon@sourcemedia.com (Robert L. Whiddon)</author>
     		 		 <category></category>
         <pubDate>Mon, 26 May 2008 05:00:00 -0500</pubDate>
         <guid>http://eba.podhoster.com/index.php?sid=1026&amp;pid=6992</guid>
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     <item>
         <title>The EBA Raw Bar with Thom Mangan of Hub International</title>
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         <description><![CDATA[A healthier benefits broker is a better benefits broker. That's our logic here at EBA HQ. We're testing it over the next six months with Hub's Thom Mangan. He's got some pounds to lose and inches to shrink. Join us as we track his progress in our inaugural broker fitness challenge.]]></description>
     		 <author>robert.whiddon@sourcemedia.com (Robert L. Whiddon)</author>
     		 		 <category></category>
         <pubDate>Fri, 23 May 2008 00:00:00 -0500</pubDate>
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     <item>
         <title>The EBA Raw Bar with Mark Ruloff of Watson Wyatt</title>
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         <description><![CDATA[Ruloff details Watson's new research showing that target-date funds can vary widely in their asset allocation. Some geared toward 2010 retirees had nearly 70% of assets in equities. What does it mean for plan sponsors and participants? Listen in and find out. ]]></description>
     		 <author>robert.whiddon@sourcemedia.com (Robert L. Whiddon)</author>
     		 		 <category></category>
         <pubDate>Thu, 22 May 2008 00:00:00 -0500</pubDate>
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     <item>
         <title>The EBA Raw Bar with Robert Laszewski of Health Policy and Strategy Associates</title>
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         <description><![CDATA[Laszewski breaks down the latest in the political health reform discussion, highlighting how McCain may be making things unnecessarily hard on himself at the moment. Listen in as he also dissects the Wyden/Bennett bill and agrees that it might be the match that ignites a genuine reform conversation among lawmakers. ]]></description>
     		 <author>robert.whiddon@sourcemedia.com (Robert L. Whiddon)</author>
     		 		 <category></category>
         <pubDate>Wed, 21 May 2008 00:00:00 -0500</pubDate>
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		 <itunes:duration>00:00:00</itunes:duration>
      </item>
     <item>
         <title>The EBA Raw Bar with Clayton T. Larsen of Flagship Global Health</title>
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         <description><![CDATA[Listen in as Larsen explains how getting a second opinion or getting provider-selection assistance helps employees -- both stateside and abroad -- get the best health outcomes.
]]></description>
     		 <author>molly.bernhart@sourcemedia.com (Molly Bernhart)</author>
     		 		 <category></category>
         <pubDate>Mon, 19 May 2008 00:00:00 -0500</pubDate>
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		 <itunes:duration>00:00:00</itunes:duration>
      </item>
     <item>
         <title>The EBA Raw Bar with Vince Wolf of Cowden Associates</title>
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         <description><![CDATA[Listen in as McLean Robbins, of sister publication SMBHuman Resources, speaks with Vince Wolf, executive VP of Pittsburgh-based consulting firm, Cowden Associates, Inc. Wolf talks about his company's recent survey of area companies and what the findings have to say about high deductible health plans and wellness.]]></description>
     		 <author>molly.bernhart@sourcemedia.com (Molly Bernhart)</author>
     		 		 <category></category>
         <pubDate>Fri, 16 May 2008 00:00:00 -0500</pubDate>
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		 <itunes:duration>00:00:00</itunes:duration>
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     <item>
         <title>The EBA Raw Bar with Rudy Rupak of PlanetHospital</title>
         <link>http://eba.podhoster.com/index.php?sid=1026&amp;pid=6875</link>
         <description><![CDATA[Listen in as Rupak explains how medical tourism is becoming more than a vague and far-off concept. For his company it's a real strategy that employers are incorporating into their benefits plan design. ]]></description>
     		 <author>molly.bernhart@sourcemedia.com (Molly Bernhart)</author>
     		 		 <category></category>
         <pubDate>Wed, 14 May 2008 03:45:00 -0500</pubDate>
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		 <itunes:duration>00:00:00</itunes:duration>
      </item>
     <item>
         <title>The EBA Raw Bar with Joe Knight, co-author of Financial Intelligence for HR Professionals</title>
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         <description><![CDATA[Knight and (co-author) Karen Berman make a persuasive case why HR professionals (and those that serve them) should brush up on their financial literacy -- that means cracking a balance sheet and income statement or two. Doing so can help transform HR and benefits from a cost center to a valued source of information within a corporate structure, according to Knight.]]></description>
     		 <author>robert.whiddon@sourcemedia.com (Robert L. Whiddon)</author>
     		 		 <category></category>
         <pubDate>Tue, 13 May 2008 00:00:00 -0500</pubDate>
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		 <itunes:duration>00:00:00</itunes:duration>
      </item>
     <item>
         <title>The EBA Raw Bar with Chuck Kennedy of Armstrong, Robitaille and Riegle</title>
         <link>http://eba.podhoster.com/index.php?sid=1026&amp;pid=6849</link>
         <description><![CDATA[Listen in as Kennedy talks about the benefits increasingly ubiquitous fiduciary liability management programs hold for both advisers and their clients. ]]></description>
     		 <author>robert.whiddon@sourcemedia.com (Robert L. Whiddon)</author>
     		 		 <category></category>
         <pubDate>Mon, 12 May 2008 00:00:00 -0500</pubDate>
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		 <itunes:duration>00:00:00</itunes:duration>
      </item>
     <item>
         <title>The EBA Raw Bar with Jim Dougherty of J.D. Power and Associates</title>
         <link>http://eba.podhoster.com/index.php?sid=1026&amp;pid=6814</link>
         <description><![CDATA[J.D.'s annual health plan analysis is out and it's a doozy. Listen in as Dougherty unpacks some of the findings. It seems -- as always -- that the plans just don't do a good enough job communicating.]]></description>
     		 <author>Robert L. Whiddon (Robert L. Whiddon)</author>
     		 		 <category></category>
         <pubDate>Fri, 09 May 2008 00:00:00 -0500</pubDate>
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		 <itunes:duration>00:00:00</itunes:duration>
      </item>
     <item>
         <title>The EBA Raw Bar with Kurt Turner of InsuranceGossip.com</title>
         <link>http://eba.podhoster.com/index.php?sid=1026&amp;pid=6809</link>
         <description><![CDATA[Turner's got an agency and now he's got a Web site. He launched <A href="http://www.insurancegossip.com">InsuranceGossip.com</A> in February. Check it out and check out our call as we talk about building a better community of agents and advisers.  ]]></description>
     		 <author>robert.whiddon@sourcemedia.com (Robert L. Whiddon)</author>
     		 		 <category></category>
         <pubDate>Thu, 08 May 2008 00:00:00 -0500</pubDate>
         <guid>http://eba.podhoster.com/index.php?sid=1026&amp;pid=6809</guid>
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		 <itunes:duration>00:00:00</itunes:duration>
      </item>
     <item>
         <title>The EBA Raw Bar with Jim Kenneally of Health Plan Administrators</title>
         <link>http://eba.podhoster.com/index.php?sid=1026&amp;pid=6803</link>
         <description><![CDATA[Graduation days are among us and that gives advisers an opportunity to talk short-term medical programs with clients. Listen in as Kenneally outlines what's what with the products. Also, make sure to check out the <A HREF="http://www.youtube.com/watch?v=VxAzA9NIaOg">company's marketing video</A> for STM, which is geared toward parents but is really funny.]]></description>
     		 <author>robert.whiddon@sourcemedia.com (Robert L. Whiddon)</author>
     		 		 <category></category>
         <pubDate>Wed, 07 May 2008 00:00:00 -0500</pubDate>
         <guid>http://eba.podhoster.com/index.php?sid=1026&amp;pid=6803</guid>
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      </item>
     <item>
         <title>The EBA Raw Bar with Brian Luciani of Group Insurance Associates</title>
         <link>http://eba.podhoster.com/index.php?sid=1026&amp;pid=6787</link>
         <description><![CDATA[Luciani says the idea that brokers are somehow for big business and therefore lean Republican is “nonsense.” Listen in as Luciani dissects our <a href=" http://eba.benefitnews.com/asset/article/578441/burning-question-politics-price.html?pg=">recent coverage</a> of benefit broker political leanings and shares some of his own thoughts on the nexus between political preference and business management. ]]></description>
     		 <author>robert.whiddon@sourcemedia.com (Robert L. Whiddon)</author>
     		 		 <category></category>
         <pubDate>Tue, 06 May 2008 00:00:00 -0500</pubDate>
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		 <itunes:duration>00:00:00</itunes:duration>
      </item>
     <item>
         <title>The EBA Raw Bar with Virgin HealthMiles and Polar Electro</title>
         <link>http://eba.podhoster.com/index.php?sid=1026&amp;pid=6738</link>
         <description><![CDATA[The heart rate monitoring experts at Polar and the wellness minds at Virgin HealthMiles have teamed up to put a little oomph behind employee workouts. Scott Marber, senior vice president of sales with Virgin HealthMiles and Jesse Harper, director of sales with Polar Electro talk about the new partnership and why exertion levels improve employee health outcomes. ]]></description>
     		 <author>molly.bernhart@sourcemedia.com (Molly Bernhart)</author>
     		 		 <category></category>
         <pubDate>Fri, 02 May 2008 01:32:00 -0500</pubDate>
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		 <itunes:author></itunes:author>
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		 <itunes:explicit>no</itunes:explicit>
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		 <itunes:keywords></itunes:keywords>
		 <itunes:duration>00:00:00</itunes:duration>
      </item>
     <item>
         <title>The EBA Raw Bar with Victor Lazzaro of BridgeHealth International</title>
         <link>http://eba.podhoster.com/index.php?sid=1026&amp;pid=6727</link>
         <description><![CDATA[Medical tourism company BridgeHealth recently announced their global provider network, which appears to vary geographically as well as by the facilities' specialty services. Lazzaro explains the role a strong network plays in creating confidence in care abroad and sheds light on the provider selection process.]]></description>
     		 <author>molly.bernhart@sourcemedia.com (Molly Bernhart)</author>
     		 		 <category></category>
         <pubDate>Thu, 01 May 2008 00:00:00 -0500</pubDate>
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